This interactive tool can be used to assess and track banks' performance on ESG integration, based on all public disclosures issued by each bank. Any improvements or regressions in performance compared to the previous year are also displayed.
Users may also create a custom list of banks, selecting from both ASEAN banks as well as international banks that are active in ASEAN, to compare against a wider set of peers.
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Banks in Malaysia
1.1. Sustainability strategy and stakeholder engagement
1.2. Participation in sustainable finance initiatives and policy advocacy with regulators
2.1. Public statements on specific ESG issues
2.2. Public statements on specific sectors
3.1. Assessing ESG risks in client and transaction approvals
3.2. Client monitoring and engagement
4.1. Responsibilities for ESG
4.2. Staff E&S training and performance evaluation
5.1. ESG integration in products and services
6.1. ESG risk assessment and mitigation at portfolio level
6.2. Disclosure of ESG risk exposure and targets
The Task Force on Climate-Related Financial Disclosures (TCFD), established by the Financial Stability Board (FSB) in December 2015, issued recommendations structured around four thematic areas (Governance, Strategy, Risk Management and Metrics & Targets). These recommendations apply to all sectors and also include a supplemental guidance specific to banks. In the TCFD section, the Sustainable Banking Assessment sub-indicators have been mapped to these four thematic areas for banks to assess how ready they are to implement TCFD recommendations.
The Principles for Responsible Banking is a framework created by UNEP FI in 2019 to guide the banking industry in becoming more sustainable, so that the industry can enhance its positive contributions to society at large. There are six principles - Alignment, Impact & Target Setting, Clients & Customers, Stakeholders, Governance & Culture, and Transparency & Accountability. All principles are intended to be applied at strategic, portfolio and transactional levels, and across all business areas.
Disclose the organization's governance around climate-related risks and opportunities.
Recommended Disclosure a) Describe the board’s oversight of climate-related risks and opportunities.
Recommended Disclosure b) Describe management’s role in assessing and managing climate-related risks and opportunities.
Disclose the actual and potential impacts of climate-related risks and opportunities on the organization's businesses, strategy, and financial planning where such information is material.
Recommended Disclosure a) Describe the climate-related risks and opportunities the organization has identified over the short, medium, and long term.
Banks should describe significant concentrations of credit exposure to carbon-related assets. Additionally, banks should consider disclosing their climate-related risks (transition and physical) in their lending and other financial intermediary business activities.
Recommended Disclosure b) Describe the impact of climate-related risks and opportunities on the organization's businesses, strategy, and financial planning.
Recommended Disclosure c) Describe the resilience of the organization's strategy, taking into consideration different climate-related scenarios, including a 2°C or lower scenario.
Disclose how the organization identifies, assesses, and manages climate-related risks.
Recommended Disclosure a) Describe the organization's processes for identifying and assessing climate-related risks.
Banks should consider characterizing their climate-related risks in the context of traditional banking industry risk categories such as credit risk, market risk, liquidity risk, and operational risk. Banks should also consider describing any risk classification frameworks used (e.g., the Enhanced Disclosure Task Force's framework for defining "Top and Emerging Risks").
Recommended Disclosure b) Describe the organization's processes for managing climate-related risks.
Recommended Disclosure c) Describe how processes for identifying, assessing, and managing climate-related risks are integrated into the organization's overall risk management.
Disclose the metrics and targets used to assess and manage relevant climate-related risks and opportunities where such information is material.
Recommended Disclosure a) Disclose the metrics used by the organization to assess climate-related risks and opportunities in line with its strategy and risk management process.
Banks should provide the metrics used to assess the impact of (transition and physical) climate-related risks on their lending and other financial intermediary business activities in the short, medium, and long term. Metrics provided may relate to credit exposure, equity and debt holdings, or trading positions, broken down by: Industry, Geography, Credit quality, Average tenor.
Banks should also provide the amount and percentage of carbon-related assets relative to total assets as well as the amount of lending and other financing connected with climate-related opportunities.
Recommended Disclosure b) Disclose Scope 1, Scope 2, and, if appropriate, Scope 3 greenhouse gas (GHG) emissions, and the related risks.
Recommended Disclosure c) Describe the targets used by the organization to manage climate-related risks and opportunities and performance against targets.
Consistency of a bank's business strategy with, and contributions toward, society’s goals as defined in the Sustainable Development Goals, the Paris Climate Agreement and relevant national and regional frameworks.
Setting of targets - and disclosure of progress on said targets - to increase a bank's positive impacts and reduce its negative impacts on society and the environment. This includes managing the risks resulting from a bank's activities, products and services.
Policies and efforts to enable sustainable practices in clients and customers, with the aim of creating an economy that provides prosperity for both current and future generations.
Proactive and responsible engagement with all relevant stakeholders to ensure that a bank is working towards achieving society’s goals.
Implementation of effective governance and fostering of a responsible banking culture, to promote meaningful fulfillment of the PRB across the entire bank.
Periodic review and disclosure of PRB implementation, including transparency around positive and negative impacts as well as contribution to society’s goals.
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Increase compared to last year
Current result based on this year's assessment
Decrease compared to last year